Retirement planning is more than just your investments.
We help you discover when you can confidently retire, how much you can safely spend, and how to reduce your taxes in retirement.
- CFP® Professionals
- Fee-Only
- Fiduciaries
- Retirement Planning Focused
You’re retired or close to it, and you have questions…
Do I have enough to retire?
You should know exactly when you’ll have enough to retire on your terms. You only get to time your retirement once — we help you get it right.
How do I turn my savings into a retirement paycheck that I can’t outlive?
You’ve worked hard to get to this point — we help you determine how much you can safely spend from your savings.
How do I pay less in taxes in retirement?
Taxes can be your single biggest expense in retirement. The good news? The opportunity to utilize tax planning strategies to lower your overall tax bill is often greatest during early retirement — we help you proactively use strategies, like Roth conversions, to reduce your taxes.
How should I be invested in retirement?
Investing changes when you retire — we take the reins to position your investments appropriately.
What should I do for health insurance before and after Medicare?
With prior experience as a health insurance agent, we’ve helped hundreds of clients navigate the transition from employer coverage to everything from COBRA to Medicare.
How do I optimize my Social Security?
We help you evaluate all the household claiming options to maximize your Social Security.
We help you coordinate retirement’s most difficult decisions.
With a plan that covers:
- How to turn your savings into income
- How to avoid overpaying in taxes along the way
- How to invest
- Ongoing implementation from us
You’ll be able to focus on what matters most to you in retirement.
How we’re different
Fiduciaries
We always act in your best interest. And yes, 100% of the time.
Fee-Only
We never receive commissions, and we don’t sell financial products.
CFP® Professionals
Deep knowledge base of financial planning and held to a higher ethical standard.
Specialized in Retirement Planning
Helping you avoid costly retirement mistakes and focusing on tax-efficiency.
Meet the team
Hey, we’re Ryan and Scott.
We’ve been in this industry for over 20 years combined. And what we’ve learned is that most retiree clients are not getting the advice they need and deserve. We started IronKOOR Retirement because we knew retiree clients need and deserve more than just managing their investments — they need a system that coordinates tax planning, retirement income and distribution planning, Social Security optimization, estate, and insurance planning. Learn more about us.
Our process
- 01
Introductory call
We’ll discuss what questions are on your mind and see if we’re a good mutual fit to work together.
- 02
Information gathering meeting
We’ll discuss your retirement goals, gather more information on your financial situation, and you can ask any questions.
- 03
Retirement strategy meeting
We’ll go over ways to improve your retirement plan and you’ll get answers to your biggest questions. Yours to keep.
- 04
Onboarding
If you decide we’re the right fit to help you implement your retirement plan, we’ll start onboarding you as a client.
We believe you should make an educated and informed decision when hiring an advisor. That’s why this process for exploring working with us is completely free (of both cost and any hard sell — we promise) until you decide you want to become a client. Learn more about our process.